There is no denying the fact that insurance companies are dealing with clauses and language that is quite complex. An average person cannot understand them. It is true that insurance helps reduce the financial burden on you. However, there are still many things that you do not know about your insurance policy. This lack of knowledge results in you applying for and getting a lower claim or insurance company compensation after an accident than you are entitled to. To get a better bargain, you need to know these things or hire an accident attorney to help you with the insurance company.
1. They Are Not on Your Side
It is a common misconception that your insurance company has your best interests at heart. Unfortunately, this is not the case. Remember, they want to give you a deal which is beneficial for them and not you. They have a set of obligations, and they will only try to fulfill those.
Obligations for insurance companies are different from them working towards your best interest. To have somebody on your side, you need to hire an attorney that acts as your agent.
2. They Test You With Lower Settlements
After an accident, your insurance company will put forth a low offer. These are known as lowball offers. It is their chance of making the most amount of money. These offers are so small that even if you ask them to resettle, they will raise them a little bit just to show you that they have taken your concerns into account. Even after your negotiation, they will still save much money for themselves.
Some insurance companies even deny your claim altogether. Since there is a hefty amount of money at stake, it is better for you to hire an attorney that gives you the best claim.
3. They Exaggerate the Urgency of Your Claim
Insurance companies will create a sense of urgency and put time on your offer. They do it because you could say yes to their offer when under pressure to make a decision.
We do not recommend that you delay your decision. But, what an attorney does is help you in making a well-informed decision on short notice, once you do not have to regret later.
4. They Use Your Statements Against You
After an accident, you contact your insurance company, thinking they will help you. In a stressful situation like this, you are likely to trust them. When you do that, you say things that do not work well for you. Your insurance company keeps a record of all your conversations with them. Following that information, they will build a case against you to offer you a lower settlement.
They can twist your statements and make a case that reduces your claim. Sometimes they put words in your mouth through their leading questions.
Insurance company compensation | Attorney Javier Marcos
In case of an accident, make sure that you contact Attorney Javier Marcos and let them deal with the insurance company.
By hiring an attorney, you get much burden off your shoulders. They make sure that you get the best offer from your insurance company since they take account of all compensation strategies that your insurance company is trying to implement.
Call 24 hrs for a free consultation 713.999.4444. Receive free consultations, no payment unless we win the case, we go to you.