Insurance companies spend millions of dollars on advertizing to try and lure in customers who can make them rich by purchasing their products. Don’t fall for it. They might promise that they are only looking out for your welfare and you will benefit from working with them, but chances are their eyes are only on their bottom line, not what you can get out of it. In other words, the insurance folk are not your friends. They are in it only for what they can get from you and they will do everything in their power to pay as less as possible.
Conflict of interest is and always has been their business model and that is not going to change anytime soon. While it is true that they should protect their policy holders by providing them benefits for covered events such as accidents, since they deal in business, their aim is mostly on generating profit…for themselves. That means they will try to hold onto as much of your money as possible and there is nothing you can do about it unless you have legal aid on your side.
If your insurance company is giving you trouble like this then you need to pursue a case to ensure you get as much money from your claim as possible. You cannot count on them 100% to get you the compensation you deserve.
That is why the first settlement offer they give you will be anything but fair. This is quite common though and this below the belt tactic is done on purpose because they know that you really need the money and might be desperate enough to accept their offer. They also want to clear your claim as quickly as possible which will be closed once you agree to take said offer.
You’ve probably realized where we are going with this. Never accept the first offer no matter what your insurance company tells you. Professional attorneys, such as those at Javier Marcos & Associates will often employ the services of a team made up of physicians, damage experts, mechanics etc to determine the full extent of a loss. Those numbers will be more accurate compared to the one your insurance company will come up on the spur of the moment using a calculator! Needless to say the amount they propose will not nearly be enough to cover your medical charges much less any other damages. They might try to wear you down into accepting their settlement by stalling, ‘losing’ important paperwork you already gave them or any other tactic to make you frustrated enough to claim their deal.
Need to deal with insurance? Call Attorney Javier Marcos
Make sure this does not happen to you by hiring Javier Marcos & Associates as your insurance claim attorneys. We will help you get the amount you deserve and ensure your claim is not ignored. Call us by dialing 713-999-4444 / 1(800) 444-8118 today and we will face your insurance company in your stead without hesitation.