The simple answer to that question is: yes, you can sue Uber after a accident. You can sue your Uber driver or the company itself if you get into a car accident. This applies to you whether you were a passenger or someone who got hit by an Uber.
However, you need to know the facts and understand the laws of your particular state or country in these situations to know. Whether you sue the driver or Uber itself will also depend on the scenario and damages of your accident. And so will be the amount of insurance money available.
How does Uber Insurance Work in Case of your Accident?
There are three insurance policies that cover an Uber driver depending on the status of the driver at the time of the accident. These situations are:
1. The first scenario is when the driver is ‘off the clock’. Which means that he isn’t available to accept rides at the moment. During this time, the policy that will apply would be their own personal car insurance. In this case, Uber’s insurance coverage would not apply to you, even if the car that hit you has an Uber sticker on it.
2. The second scenario is when the driver is on the clock, but doesn’t have a passenger. The driver’s personal car insurance policy will still apply to you, but some contingency insurance will be applied on Uber as well. So if you get hit by a passenger-less Uber, technically you get to sue the driver as well as the company.
3. The final scenario is when the driver is carrying a passenger. In this case, the full weight of the insurance coverage is on Uber. In monetary terms, this means that there is $1,000,000 in liability and $1,000,000 in property damage coverage that you can avail. This applies whether you were a passenger in the accident, or the person who got hit.
All of these factors need to be considered before you decide to sue the driver or the company. Also note that these policies only apply if you were injured or had some sort of property damage. If there aren’t any visible proofs of the damage, then the insurance claims don’t apply on you.
What Should Be My Immediate Steps After Getting into an Accident?
In case you were a passenger in an Uber accident, there isn’t much you have to worry about in terms of filling a legal case. In fact, in most cases, you won’t even have to file a lawsuit. You just need to file an insurance claim, and things will get sorted out. And since you were a passenger, there is no way you could be at fault.
On the contrary, if you were hit by an Uber, whether it happened while you were walking on the road or if they hit your car, you must file a lawsuit.
The lawsuit will of course depend on the status of the Uber driver. Since there is almost no way to know what the driver’s status was at the crime scene, the most you can do is to make sure you exchange all the available details with them.
Afterwards, your attorney will file a case against Uber as well as the driver, and both the parties will have to sort things out accordingly.
Sue Uber after a Accident | Attorney Javier Marcos
The answer is yes. You can sue Uber after a accident. If you have suffered a car accident, call immediately Attorney Javier Marcos for help with your case. Do not let time pass by. The quicker you call, the better it is for your case. Attorney Javier Marcos offers free consultation, there is no payment unless we win the case. Call 24hrs 713.999.4444 we visit you wherever you are.
¿Puedo demandar a Uber después de un accidente automovilístico? | Abogado Javier Marcos